Heath Insurance

Healthcare: Fixing the ACA

Problems with the Affordable Care Act The ACA was never designed to provide “affordable healthcare” but “affordable health insurance”. Medical care hasn’t been affordable for anyone in a long time, nor have CMS/Medicare/Medicaid payments covered the cost of practitioners’ time. The reality is if you go to your doctor and tell them you want to […]

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Taking the Taxpayers for a Ride: The RUC

The RUC (pronounced ruck)  is a secretive 29 person panel run by the American Medical Association that steers the cost of healthcare services and guides the government on Medicare reimbursement.   RUC members must sign non-disclosure agreements prior to entering thrice-yearly meetings to review the value of healthcare services for physician reimbursement and discuss how doctors […]

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Optimal Labs for Biohacking

I’ve received lots of questions about what Labs I use for my quarterly biohacks since the Heal your Hormones Bootcamp kicked off last month. Over the past two years I’ve established a habit of running labs every quarter. I consider these the optimal labs for biohacking.  I’m lucky that my PCP supports my efforts to achieve […]

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Open Enrollment Comparing Options

Open enrollment is in full swing, and many have asked me what’s the best way compare the options that are out there.   For me, open enrollment comparing options started with figuring out where I could find the information to begin my comparison.  I hope what I’ve found over the past 4 weeks will help you […]

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ACA Open Enrollment

ACA Open Enrollment begins in October 2013 and continues until March 2014. If you currently don’t have access to health insurance, or are using a plan that currently doesn’t fit your needs, you have the next several months to find one that  does. During the open enrollment period, you’ll be able to shop around for […]

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Leveraging your Flexible Spending Account or Health Savings Account

Do you have a Flexible Spending Account (FSA) or a Health Savings Account (HSA)? Do you know how to maximize its potential? Do you know the difference between the two? Are you taking advantage of them?

In my experience talking with my co-workers during open enrollment season, most don’t understand the difference between a FSA or a HSA, nor do they understand the benefits from electing to have one. Granted, my Human Relations department, does a great job providing opportunities to learn about FSAs and HSAs most of my co-workers can’t break free from a client site to take the time to attend an education session on the health care options during open enrollment. Even my husband didn’t take advantage of his FSA prior to us getting married and me adding him to my insurance plan.

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Appealing Health Insurance Claims

How do you navigate your health insurance? This is a question many haven’t really faced recently, given the changing climate of health insurance, with the implementation of the Affordable Care Act of 2010. It’s important as consumers each of us understand how to ensure we received both coverage and payment for services covered under the […]

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