This is the matrix that I used to compare the different insurance plans my company offered last year. I compared the companies plans with the plans that are being offered out on the exchanges. This helped me identify the best health insurance plan for me and my family for 2014. And, I want to share it with you!
I look at following areas:
- Monthly premiums
- Annual premium
- Minimum in-network Deductible
- Maximum in-network deductible
- Minimum out-of-network Deductible
- Maximum out-of-network deductible
- Co-insurance in-network
- Co-insurance out-of-network;
- Health Savings Account Eligibility
- Flexible Savings Account Eligibility
- Prescription drug coverage
- Lab work/x-ray coverage
- Preventative care coverage
- Specialist’s coverage
- Emergency care coverage
- Chiropractic Coverage
To download your copy of the Comparing Insurance Plans Matrix, complete the form below:
